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What is Wind Mitigation?

Wind mitigation refers to specific features of a structure designed to minimize the damage caused by high winds, like those experienced during a hurricane. Most of these features involve the roof, though protection of openings such as doors and windows, as well as the overall age of the home are also taken into consideration.

A Wind Mitigation Inspection Can Save You Money

The purpose of a wind mitigation inspection is to provide verification that features exist in a home to protect against wind damage, resulting in discounts or rebates on your insurance premiums. The level of discount varies significantly, but savings can go as high as 40%. After the inspection, I will provide you with the paperwork you need to submit to your insurance company.

What Does a Wind Mitigation Inspection Cover?

A wind mitigation inspection is not as comprehensive as a full home inspection and typically takes between 30 minutes to one hour. The items that I look for during the inspection include, but are not limited to, the following:

• The age of the roof covering
• The age of the home
• How is the roof deck attached to the frame?
• How is the truss attached to the wall?
• The presence of gable end bracing
• Is there a secondary water barrier?
• Are doors and windows adequately protected?